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Why Mortgage Lenders Plus?
Certified lenders compete for your loan and you compare and choose from multiple offers online! Trained consultants are available to assist you whenever you need them. Apply Today
Would you like to buy or refinance a home in Albany? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Albany mortgage lenders strive to provide the best mortgage rates available in the Albany area. Back to Georgia Mortgage
Search and Compare Mortgage Rates

The next step is hunting down the best mortgage for that Albany home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Albany lenders that will compete to provide a loan at the lowest rate, matching you with nearly 7 Albany mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Albany mortgage payment was $966 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Albany home.

Albany Mortgage Lenders

Albany is a major city in Georgia with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Heritagebank Of The South, Suntrust Bank, Americas First Home Mortgage Co Inc, Synovus Mortgage Corp, Mortgageamerica Inc, Georgia First Mortgage Co, Suntrust Mortgage Inc,

Albany Mortgage & Real Estate Market

In 2006 Albany housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Albany was $94,400. This number is big in comparison to the median home value back in 2000 of $71,300. Albany has a solid home ownership base with 34,644 houses and apartments and 36% of those are occupied by their owners. Despite the current market, historically Albany has been a city where people move, buy and stay - with 56% of homeowners currently paying off a mortgage. About 14% of the city's current homeowners are carrying a second mortgage or home equity loan.

P & B Mortgage Associates
114 Stone Gateway
Mableton, GA
Phone: 770-485-8487
Ask for: Emile Farge, Georgia Mortgage Broker
Special Mortgage Programs
You will love our Georgia-only company and our super-personal service. Make us prove what we say that "if you don't use P & B, we BOTH lose money!" Free pre-approval letter? Sure. Servicio en espanol. Call E.J. (Emilio) at 770 485-8487.
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Albany, GA Real Estate Market View
updated Friday, May 16, 2008

Housing Albany, GA United States
Homes Owned 42.24% 64.07%
Median Home Cost $102,000 $217,200
Home Appreciation 4.70% 9.80%
Homes Rented 47.04% 21.45%

1 Year Market Value Change
1yr | 5yr | 10yr
Popular Cities and Towns

Location Population Median Family Income (2005)
Albany 76,939 $28,639
Alpharetta 34,854 $71,207
Athens-Clarke County 100,266 $28,118
Atlanta 416,474 $34,770
Augusta-Richmond County 195,182 $32,972
Columbus 185,781 $34,853

Albany Mortgage Statistics

Category Value
First Mortgage Only 56%
2nd Mortgage or Home Equity 14%
Home Equity Loan Only 7%
Homes With No Mortgage 30%
Second Mortgage Only 8%

Albany Rates & Mortgage Calculator
updated Friday, May 16, 2008

Mortgage Type Today Last Week Change
30 yr fixed 6.03 6.24   0.035%
15 yr fixed 5.47 5.72   0.046%
5/1 ARM 5.34 5.43   0.017%
3/1 ARM 5.48 5.42   0.011%
Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

Simple Payment Calculator
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Additional Albany Lenders
Heritagebank Of The South
721 N Westower Blvd
Albany, GA 31707
(912)-878-3311
Suntrust Bank
410 W. Broad Avenue
Albany, GA 31701
(912)-430-5483
Americas First Home Mortgage Co Inc
1216 Dawson Road Suite-107
Albany, GA 31707
(912)-420-0021
Synovus Mortgage Corp
415 Pine Ave Ste 206
Albany, GA 31701
(229)-430-7037
Mortgageamerica Inc
2547 Lafayette Plaza Suite E
Albany, GA 31707
(229)-883-5626
Georgia First Mortgage Co
616 N Westover Blvd
Albany, GA 31707
(912)-436-9000
Suntrust Mortgage Inc
410 W. Broad Avenue
Albany, GA 31701
(912)-430-5483
 
Georgia Mortgage Partners

You will love our Georgia-only company and our super-personal service. Make us prove what we say that "if you don't use P & B, we BOTH lose money!" Free pre-approval letter? Sure. Servicio en espanol. Call E.J. (Emilio) at 770 485-8487.


Finding the loan that's right for you is easy. We have many options to choose from - FHA, VA, fixed & adjustable rates, hybrids, interest only, just to name a few. When purchasing, refinancing, or getting cash for debts or a dream vacation, seek advice from top professionals in GA. Call LaWanna Bradford at 678-428-5589 or Apply On-Line.


"Service with Integrity" means we will LISTEN to YOU and provide you the RIGHT FINANCING OPTION to meet your need. If you are seeking to purchase a new home or refinance your existing home we have terms that will meet your goals. So call Frank Smith at (678) 391-8999 or Apply On-Line Today!!

Mortgage Calculators


Fixed Rate vs. Interest Only
Mortgage Loan Payoff
Simple Mortgage Calculator
Mortgage Loan Comparison
Savings Goal Calculator

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Mortgage Tools & Help


Mortgage Identity Theft
Glossary of Mortgage Terms
Ask a Mortgage Lender
FREE Mortgage Quotes
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Find a Real Estate Appraiser
Predatory Mortgage Lending
Basic Mortgage Checklist
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Get Your Homes Value!

Common Sense
Mortgage and Finance

Peter G. Miller - Mortgage Lenders Plus.com
Peter Miller is the author of the Common Sense Mortgage and has been featured on such media outlets as Oprah, The Today Show and CNN. His columns now appear in leading real estate media including the Real Estate Professional and RealtyTimes.com.
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