The next step is hunting down the best mortgage for that Alpharetta home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Alpharetta lenders that will compete to provide a loan at the lowest rate, matching you with nearly 36 Alpharetta mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Alpharetta mortgage payment was $1,762 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Alpharetta home.

Alpharetta is a major city in Georgia with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Lenox Pointe Mortgage, Union Planters Bank Na, Your Mortgage Source, America's Mortgage Broker llc, Sunshine Mortgage, Ctx Mortgage Company llc, M And T Mortgage Corporation, Franklin Bank Ssb.Capital Mortgage Services Inc.Wells Fargo Bank Na.

Alpharetta Mortgage & Real Estate Market

In 2006 Alpharetta housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Alpharetta was $226,300. This number is big in comparison to the median home value back in 2000 of $226,300. Alpharetta has a solid home ownership base with 14,670 houses and apartments and 57% of those are occupied by their owners. Despite the current market, historically Alpharetta has been a city where people move, buy and stay - with 69% of homeowners currently paying off a mortgage. About 19% of the city's current homeowners are carrying a second mortgage or home equity loan.

Mortgage Integrity
125 Town Park Dr Kennesaw, GA	Phone: 770-424-9499 Ask for: Hayes James
Special Mortgage Programs
Call James Hayes at 678-760-1978 or Apply On-line today!!

Housing	Alpharetta, GA	United States
Median Home Cost	$334,300	$217,200
Homes Rented	36.96%	21.45%
Home Appreciation	8.40%	9.80%
Homes Owned	58.04%	64.07%

Location	Population	Median Family Income (2005)
Albany	76,939	$28,639
Alpharetta	34,854	$71,207
Athens-Clarke County	100,266	$28,118
Atlanta	416,474	$34,770
Augusta-Richmond County	195,182	$32,972
Columbus	185,781	$34,853

Category	Value
Homes With No Mortgage	11%
Second Mortgage Only	8%
Home Equity Loan Only	12%
2nd Mortgage or Home Equity	19%
First Mortgage Only	69%

Mortgage Type	Today	Last Week	Change
30 yr fixed	6.03	6.24	0.035%
15 yr fixed	5.47	5.72	0.046%
5/1 ARM	5.34	5.43	0.017%
3/1 ARM	5.48	5.42	0.011%

Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

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