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Why Mortgage Lenders Plus?
Certified lenders compete for your loan and you compare and choose from multiple offers online! Trained consultants are available to assist you whenever you need them. Apply Today
Would you like to buy or refinance a home in Bakersfield? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Bakersfield mortgage lenders strive to provide the best mortgage rates available in the Bakersfield area. Back to California Mortgage
Search and Compare Mortgage Rates

The next step is hunting down the best mortgage for that Bakersfield home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Bakersfield lenders that will compete to provide a loan at the lowest rate, matching you with nearly 28 Bakersfield mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Bakersfield mortgage payment was $1,409 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Bakersfield home.

Bakersfield Mortgage Lenders

Bakersfield is a major city in California with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Countrywide Home Loans Inc, Pinnacle Financial Corporation, Sunset Mortgage Company Lp, Waterfield Financial Corp.Mortgagetree Lending.Guild Mortgage Company.Rbc Mortgage Company.First Magnus Financial Corp.Gmac Mortgage.Smart Mortgage.

Bakersfield Mortgage & Real Estate Market

In 2006 Bakersfield housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Bakersfield was $263,000. This number is big in comparison to the median home value back in 2000 of $106,500. Bakersfield has a solid home ownership base with 100,583 houses and apartments and 59% of those are occupied by their owners. Despite the current market, historically Bakersfield has been a city where people move, buy and stay - with 63% of homeowners currently paying off a mortgage. About 19% of the city's current homeowners are carrying a second mortgage or home equity loan.

Windsor Capital
6755 Mira Mesa Blvd, Suite #123-198
San Diego, CA
Phone: 866-889-6904
Ask for: Lindeblad Mike
Special Mortgage Programs
Call Mike Lindeblad toll-free at 1-866-889-6904 Today!!
Visit Website


Bakersfield, CA Real Estate Market View
updated Friday, May 16, 2008

Housing Bakersfield, CA United States
Homes Owned 58.47% 64.07%
Median Home Cost $290,000 $217,200
Home Appreciation 39.40% 9.80%
Homes Rented 36.04% 21.45%

1 Year Market Value Change
1yr | 5yr | 10yr
Popular Cities and Towns

Location Population Median Family Income (2005)
Anaheim 328,014 $47,122
Bakersfield 247,057 $39,982
Chula Vista 173,556 $44,861
Fremont 203,413 $76,579
Fresno 427,652 $32,236
Glendale 194,973 $41,805

Bakersfield Mortgage Statistics

Category Value
Homes With No Mortgage 18%
Second Mortgage Only 14%
First Mortgage Only 63%
2nd Mortgage or Home Equity 19%
Home Equity Loan Only 5%

Bakersfield Rates & Mortgage Calculator
updated Friday, May 16, 2008

Mortgage Type Today Last Week Change
30 yr fixed 6.03 6.24   0.035%
15 yr fixed 5.47 5.72   0.046%
5/1 ARM 5.34 5.43   0.017%
3/1 ARM 5.48 5.42   0.011%
Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

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Additional Bakersfield Lenders
Countrywide Home Loans Inc
5129 Ming Avenue
Bakersfield, CA 93309
(805)-397-2535
View this California lender
Pinnacle Financial Corporation
5601 Truxtun Ave
Bakersfield, CA 93309
(661)-631-2961
View this California lender
Sunset Mortgage Company Lp
5201 California Ave Ste 103
Bakersfield, CA 93309
(661)-301-9927
View this California lender
Waterfield Financial Corp
5001 California Ave Ste 111
Bakersfield, CA 93309
(661)-326-9999
View this California lender
Mortgagetree Lending
5100 California Ave, #122
Bakersfield, CA 93309
(661)-324-6873
View this California lender
Guild Mortgage Company
5405 Stockdale Highway
Bakersfield, CA 93309
(661)-834-8075
View this California lender
Rbc Mortgage Company
5201 Truxtun Ave Ste 100
Bakersfield, CA 93309
(661)-632-2151
View this California lender
First Magnus Financial Corp
5555 Business Park S # 2000
Bakersfield, CA 93309
(661)-325-2556
View this California lender
Gmac Mortgage
1500 Haggin Blvd, Suite 201
Bakersfield, CA 93311
(661)-663-3850
View this California lender
Smart Mortgage
6645 Ming Avenue
Bakersfield, CA 93309
661-832-6500
View this California lender
Bakersfield Real Estate Agents
Oasis Real Estate
1712 19th Street S# 204
BAKERSFIELD, CA 93301-4313
(661)-327-3134
Coldwell Banker Riverlakes
9620 Hageman Rd Ste A
Bakersfield, CA 93312-3958
(661)-616-3625
Roberson Real Estate
3500 Coffee Road
Bakersfield, CA 93308
(661)-588-6615
Brooksville Real Estate
4413 Almond Grove Ln
Bakersfield, CA 93312-6611
(661)-364-7775
 
California Mortgage Partners

Wholesale rates direct to consumers! Jumbo Specialists! Do it yourself-Click on "website" above or call (888)940-RATE for great wholesale rates! We are a full service lender. Contact us for all mortgages-Purchase/Refi/Cashout/Interest Only-We have it all!


Call Mike Lindeblad toll-free at 1-866-889-6904 Today!!

Mortgage Calculators


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Simple Mortgage Calculator
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Savings Goal Calculator

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Mortgage Tools & Help


Mortgage Identity Theft
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Common Sense
Mortgage and Finance

Peter G. Miller - Mortgage Lenders Plus.com
Peter Miller is the author of the Common Sense Mortgage and has been featured on such media outlets as Oprah, The Today Show and CNN. His columns now appear in leading real estate media including the Real Estate Professional and RealtyTimes.com.
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