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Your Charlottesville
Lender and Mortgage Resource
| Why Mortgage Lenders Plus? |
| Certified lenders compete for your loan and you compare and choose from multiple offers online! |
Trained consultants are available to assist you whenever you need them. Apply Today |
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Would you like to buy or refinance a home in Charlottesville? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Charlottesville mortgage lenders strive to provide the best mortgage rates available in the Charlottesville area. Back to Virginia Mortgage
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Search and Compare Mortgage Rates
The next step is hunting down the best mortgage for that Charlottesville home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Charlottesville lenders that will compete to provide a loan at the lowest rate, matching you with nearly 18 Charlottesville mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.
How much of a Mortgage?
Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Charlottesville mortgage payment was $966 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Charlottesville home.
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Charlottesville Mortgage Lenders
Charlottesville is a major city in Virginia with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as:
Countrywide Home Loans Inc, Resource Bank, Mortgage Capital Investors Inc.Gmac Mortgage.Lenders Association Inc.American Home Mortgage Corp.Suntrust Mortgage Inc.First American Mortgage Inc.Amstar Mortgage Corporation.Bank Of America Na Charlotte.
Charlottesville Mortgage & Real Estate Market
In 2006 Charlottesville housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Charlottesville was $119,000. This number is big in comparison to the median home value back in 2000 of $119,000. Charlottesville has a solid home ownership base with 17,591 houses and apartments and 39% of those are occupied by their owners. Despite the current market, historically Charlottesville has been a city where people move, buy and stay - with 48% of homeowners currently paying off a mortgage. About 14% of the city's current homeowners are carrying a second mortgage or home equity loan.
| American Financial Resources |
273 East Main St
Denville, NJ
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Phone: (800) 316-9508
Ask for: Hamman Shaun
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| Special Mortgage Programs |
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Call Shaun Hamman at (800) 316-9508 or Apply On-Line Today!!
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Charlottesville, VA Real Estate Market View
updated Tuesday, October 07, 2008
| Housing |
Charlottesville, VA |
United States |
| Homes Owned |
39.26% |
64.07%
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| Home Appreciation |
14.90% |
9.80%
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| Median Home Cost |
$253,800 |
$217,200
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| Homes Rented |
56.55% |
21.45%
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Popular Cities and Towns
| Location |
Population |
Median Family Income (2005) |
| Alexandria |
128,283 |
$56,054 |
| Annandale |
54,994 |
$72,561 |
| Arlington |
189,453 |
$63,001 |
| Blacksburg |
39,573 |
$22,513 |
| Burke |
57,737 |
$93,561 |
| Centreville |
48,661 |
$71,232 |
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Charlottesville Mortgage Statistics
| Category |
Value |
| First Mortgage Only |
48% |
| 2nd Mortgage or Home Equity |
14% |
| Homes With No Mortgage |
37% |
| Second Mortgage Only |
7% |
| Home Equity Loan Only |
8% |
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Additional Charlottesville Lenders
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Countrywide Home Loans Inc
1807 Seminole Tr,#203
Charlottesville, VA 22901
(434)-974-4720
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Resource Bank
2019 Woodbrook Court
Charlottesville, VA 22901
(434)-973-3284
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Mortgage Capital Investors Inc
1658 State Farm Blvd
Charlottesville, VA 22911
(434)-970-1169
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Gmac Mortgage
620 Woodbrook Drive, Suite 2,
Charlottesville, VA 22901
(434)-975-4622
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Lenders Association Inc
Rr 2
Charlottesville, VA 22901
(800)-729-3696
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American Home Mortgage Corp
480 Four Seasons Dr Ste 100
Charlottesville, VA 22901
(434)-964-0302
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Suntrust Mortgage Inc
672 Berkmar Circle
Charlottesville, VA 22901
(804)-979-6003
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First American Mortgage Inc
1415 Sachem Pl
Charlottesville, VA 22901
(434)-296-0400
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Amstar Mortgage Corporation
313 2nd St Se Ste 112
Charlottesville, VA 22902
(434)-296-5626
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Bank Of America Na Charlotte
699 Berkmar Ct
Charlottesville, VA 22901
(434)-977-2295
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Charlottesville Real Estate Agents
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Sabrina M. Thompson - Real Estate III
500 Faulconer Drive
Charlottesville, VA 22903-4982
(434)-984-7447
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RE/MAX Assured Properties
1524 Insurance Ln, Suite B
Charlottesville, VA 22911-7229
(434)-951-9244
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Real Estate III
500 Faulconer Dr
Charlottesville, VA 22903-4982
(434)-984-7447
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Real Estate III
500 Faulconer Dr.
Charlottesville, VA 22903
(434)-984-7453
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0.035%
0.011%
Common Sense