The next step is hunting down the best mortgage for that Cincinnati home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Cincinnati lenders that will compete to provide a loan at the lowest rate, matching you with nearly 101 Cincinnati mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Cincinnati mortgage payment was $1,127 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Cincinnati home.

Cincinnati is a major city in Ohio with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: First Magnus Financial Corp, M And T Mortgage Corporation, Countrywide Home Loans Inc, Union Planters Bank Na, Sunset Mortgage Company Lp, CAPITAL LENDING GROUP, LLC.Foundation Financial Group.OFG Financial.Gmac Mortgage.The Mortgage Broker.

Cincinnati Mortgage & Real Estate Market

In 2006 Cincinnati housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Cincinnati was $121,000. This number is big in comparison to the median home value back in 2000 of $93,000. Cincinnati has a solid home ownership base with 168,685 houses and apartments and 34% of those are occupied by their owners. Despite the current market, historically Cincinnati has been a city where people move, buy and stay - with 53% of homeowners currently paying off a mortgage. About 19% of the city's current homeowners are carrying a second mortgage or home equity loan.

American Financial Resources
273 East Main St Denville, NJ	Phone: (800) 316-9508 Ask for: Hamman Shaun
Special Mortgage Programs
Call Shaun Hamman at (800) 316-9508 or Apply On-Line Today!!

Housing	Cincinnati, OH	United States
Median Home Cost	$247,000	$217,200
Homes Rented	54.12%	21.45%
Home Appreciation	2.80%	9.80%
Homes Owned	35.06%	64.07%

Location	Population	Median Family Income (2005)
Akron	217,074	$31,835
Canton	80,806	$28,730
Cincinnati	331,285	$29,493
Cleveland	478,403	$25,928
Cleveland Heights	49,958	$46,731
Columbus	711,470	$37,897

Category	Value
Homes With No Mortgage	28%
2nd Mortgage or Home Equity	19%
Second Mortgage Only	9%
First Mortgage Only	53%
Home Equity Loan Only	10%

Mortgage Type	Today	Last Week	Change
30 yr fixed	6.03	6.24	0.035%
15 yr fixed	5.47	5.72	0.046%
5/1 ARM	5.34	5.43	0.017%
3/1 ARM	5.48	5.42	0.011%

Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

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