The next step is hunting down the best mortgage for that Clearwater home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Clearwater lenders that will compete to provide a loan at the lowest rate, matching you with nearly 59 Clearwater mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Clearwater mortgage payment was $1,224 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Clearwater home.

Clearwater is a major city in Florida with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Family First Mortgage Corp, Aegis Wholesale Corporation, America's Mortgage Broker llc, Market Street Mortgage Corporation.Ctx Mortgage Company llc.American Home Mortgage Corp.Amsouth Bank.Wells Fargo Bank Na.Countrywide Home Loans Inc.Fairway Independent Mortgage Corporation.

Clearwater Mortgage & Real Estate Market

In 2006 Clearwater housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Clearwater was $166,700. This number is big in comparison to the median home value back in 2000 of $100,500. Clearwater has a solid home ownership base with 59,568 houses and apartments and 52% of those are occupied by their owners. Despite the current market, historically Clearwater has been a city where people move, buy and stay - with 53% of homeowners currently paying off a mortgage. About 18% of the city's current homeowners are carrying a second mortgage or home equity loan.

Coastal Lending Group LLC
309 Lake Avenue Lake Worth, FL	Phone: 877-633-3430 Ask for: Duran John
Special Mortgage Programs
OFFERING THE MOST FLEXIBLE LOAN PROGRAMS- HANDS DOWN! Call now for SPECIAL OFFERS and NEW LOAN PROGRAMS! We will contact you within 15 minutes of any requests made between 8:00am to 7:00pm; after 7:00pm requests will be answered the next am. Don't hesitate - 877-633-3430 or www.coastal.instantlender.com for your FREE Fast & Easy Prequalification!
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Housing	Clearwater, FL	United States
Homes Owned	52.84%	64.07%
Median Home Cost	$256,400	$217,200
Home Appreciation	33.90%	9.80%
Homes Rented	32.35%	21.45%

Location	Population	Median Family Income (2005)
Cape Coral	102,286	$43,410
Clearwater	108,787	$36,494
Coral Springs	117,549	$58,459
Fort Lauderdale	152,397	$37,887
Gainesville	95,447	$28,164
Hialeah	226,419	$29,492

Category	Value
Homes With No Mortgage	29%
2nd Mortgage or Home Equity	18%
Second Mortgage Only	10%
First Mortgage Only	53%
Home Equity Loan Only	8%

Mortgage Type	Today	Last Week	Change
30 yr fixed	6.03	6.24	0.035%
15 yr fixed	5.47	5.72	0.046%
5/1 ARM	5.34	5.43	0.017%
3/1 ARM	5.48	5.42	0.011%

Your dream of home ownership, refinancing, or using your homes equity might just be an
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