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Lender and Mortgage Resource

Why Mortgage Lenders Plus?
Certified lenders compete for your loan and you compare and choose from multiple offers online! Trained consultants are available to assist you whenever you need them. Apply Today
Would you like to buy or refinance a home in Dayton? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Dayton mortgage lenders strive to provide the best mortgage rates available in the Dayton area. Back to Ohio Mortgage
Search and Compare Mortgage Rates

The next step is hunting down the best mortgage for that Dayton home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Dayton lenders that will compete to provide a loan at the lowest rate, matching you with nearly 33 Dayton mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Dayton mortgage payment was $872 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Dayton home.

Dayton Mortgage Lenders

Dayton is a major city in Ohio with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Franklin Bank Ssb, Ctx Mortgage Company llc, Gmac Mortgage, Countrywide Mortgage Ventures llc, Amerifund Financial Inc, Empire Equity Group Inc.First Magnus Financial Corp.National City Bank Indiana.Irwin Mortgage Corporation.Primary Residential Mortgage Inc.

Dayton Mortgage & Real Estate Market

In 2006 Dayton housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Dayton was $77,200. This number is big in comparison to the median home value back in 2000 of $67,300. Dayton has a solid home ownership base with 74,709 houses and apartments and 42% of those are occupied by their owners. Despite the current market, historically Dayton has been a city where people move, buy and stay - with 54% of homeowners currently paying off a mortgage. About 17% of the city's current homeowners are carrying a second mortgage or home equity loan.

Flagship Mortgage
2649 N High St A
Columbus, OH
Phone: 614-261-3454
Ask for: Ailabouni Tom
Special Mortgage Programs
Call Tom Ailabouni at 614-261-3454 or Apply On-Line Today!!


Dayton, OH Real Estate Market View
updated Saturday, May 17, 2008

Housing Dayton, OH United States
Home Appreciation 3.50% 9.80%
Homes Owned 46.40% 64.07%
Median Home Cost $172,000 $217,200
Homes Rented 40.88% 21.45%

1 Year Market Value Change
1yr | 5yr | 10yr
Popular Cities and Towns

Location Population Median Family Income (2005)
Akron 217,074 $31,835
Canton 80,806 $28,730
Cincinnati 331,285 $29,493
Cleveland 478,403 $25,928
Cleveland Heights 49,958 $46,731
Columbus 711,470 $37,897

Dayton Mortgage Statistics

Category Value
First Mortgage Only 54%
2nd Mortgage or Home Equity 17%
Homes With No Mortgage 29%
Second Mortgage Only 9%
Home Equity Loan Only 8%

Dayton Rates & Mortgage Calculator
updated Saturday, May 17, 2008

Mortgage Type Today Last Week Change
30 yr fixed 6.03 6.24   0.035%
15 yr fixed 5.47 5.72   0.046%
5/1 ARM 5.34 5.43   0.017%
3/1 ARM 5.48 5.42   0.011%
Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

Simple Payment Calculator
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Additional Dayton Lenders
Franklin Bank Ssb
3131 South Dixie Dr., #216
Dayton, OH 45439
(937)-395-9000
Ctx Mortgage Company llc
671 S Alpha Rd
Dayton, OH 45434
(937)-427-0946
Gmac Mortgage
7777 Washington Village Drive, Suite 200
Dayton, OH 43551
(937)-434-4122
Countrywide Mortgage Ventures llc
2496 Commons Blvd
Dayton, OH 45431
(937)-320-0100
Amerifund Financial Inc
151 Valentine Dr
Dayton, OH 45431
(937)-558-1572
Empire Equity Group Inc
2382 S Dixie Dr Ste 3
Dayton, OH 45409
(937)-293-6244
First Magnus Financial Corp
3634 Watertower Ln
Dayton, OH 45449
(937)-859-6335
National City Bank Indiana
3100 Governors Place Blvd Ste
Dayton, OH 45409
(937)-297-3600
Irwin Mortgage Corporation
175 Campbell Street
Dayton, OH 45401
(937)-222-0800
Primary Residential Mortgage Inc
270 Regency Ridge Dr Ste 200
Dayton, OH 45459
(937)-312-9474
Dayton Real Estate Agents
J&H Real Estate Professionals
1046 Harvard Boulevard
Dayton, OH 45406
(937)-222-5885
 
Ohio Mortgage Partners

Apply on line or call toll free 800-587-7181. Great first time home buyers programs, damaged credit, refis for cash or any other reason. and GREAT RATES AND REASONABLE COSTS.


If you’re looking to purchase a home (whether you are a 1st time home buyer or not) or refinance your existing property to consolidate debt, complete home improvements, or just need to access the equity in your home …no matter your credit situation, give us a call... We are the Local Company that understands Ohio Market Place! Call 866-997-7283


Don't know who to trust when it comes to mortgage loans? At Gemini Mortgage we understand this and specialize in educating customers in the mortgage loan process. We want to empower you with the knowledge to make decisions, rather than relying on our opinions. Call us today and see the difference for yourself.

Mortgage Calculators


Fixed Rate vs. Interest Only
Mortgage Loan Payoff
Simple Mortgage Calculator
Mortgage Loan Comparison
Savings Goal Calculator

View mortgage calculators >>

Mortgage Tools & Help


Mortgage Identity Theft
Glossary of Mortgage Terms
Ask a Mortgage Lender
FREE Mortgage Quotes
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Predatory Mortgage Lending
Basic Mortgage Checklist
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Get Your Homes Value!

Common Sense
Mortgage and Finance

Peter G. Miller - Mortgage Lenders Plus.com
Peter Miller is the author of the Common Sense Mortgage and has been featured on such media outlets as Oprah, The Today Show and CNN. His columns now appear in leading real estate media including the Real Estate Professional and RealtyTimes.com.
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