The next step is hunting down the best mortgage for that Jacksonville home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Jacksonville lenders that will compete to provide a loan at the lowest rate, matching you with nearly 106 Jacksonville mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Jacksonville mortgage payment was $1,114 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Jacksonville home.

Jacksonville is a major city in Florida with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Countrywide Home Loans Inc, Family First Mortgage Corp, Dhi Mortgage Company Ltd.Amstar Mortgage Corporation.Abn Amro Mortgage Group Inc.Ameriquest Mortgage Company.Apb Mortgage llc.Synovus Mortgage Corp.Amsouth Bank.Gmac Mortgage.

Jacksonville Mortgage & Real Estate Market

In 2006 Jacksonville housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Jacksonville was $144,600. This number is big in comparison to the median home value back in 2000 of $87,800. Jacksonville has a solid home ownership base with 346,108 houses and apartments and 58% of those are occupied by their owners. Despite the current market, historically Jacksonville has been a city where people move, buy and stay - with 59% of homeowners currently paying off a mortgage. About 16% of the city's current homeowners are carrying a second mortgage or home equity loan.

Home Loan Mortgage Specialists Corp
9150 Irvine Center Drive Irvine, CA	Phone: 800-478-7520 ext. 205 Ask for: Vuong Bieu
Special Mortgage Programs
Call Bieu @ 800-478-7520 x205 to get yourself the lowest interest rate available, low closing costs, fast reliable customer service 24-7. Ask about our no-points/closing cost loans as well. FHA and HUD approved.

Housing	Jacksonville, FL	United States
Median Home Cost	$201,200	$217,200
Homes Rented	33.61%	21.45%
Home Appreciation	17.60%	9.80%
Homes Owned	58.56%	64.07%

Location	Population	Median Family Income (2005)
Cape Coral	102,286	$43,410
Clearwater	108,787	$36,494
Coral Springs	117,549	$58,459
Fort Lauderdale	152,397	$37,887
Gainesville	95,447	$28,164
Hialeah	226,419	$29,492

Category	Value
Homes With No Mortgage	24%
Second Mortgage Only	10%
Home Equity Loan Only	6%
First Mortgage Only	59%
2nd Mortgage or Home Equity	16%

Mortgage Type	Today	Last Week	Change
30 yr fixed	6.03	6.24	0.035%
15 yr fixed	5.47	5.72	0.046%
5/1 ARM	5.34	5.43	0.017%
3/1 ARM	5.48	5.42	0.011%

Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

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