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Your Oakland
Lender and Mortgage Resource
| Why Mortgage Lenders Plus? |
| Certified lenders compete for your loan and you compare and choose from multiple offers online! |
Trained consultants are available to assist you whenever you need them. Apply Today |
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Would you like to buy or refinance a home in Oakland? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Oakland mortgage lenders strive to provide the best mortgage rates available in the Oakland area. Back to California Mortgage
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Search and Compare Mortgage Rates
The next step is hunting down the best mortgage for that Oakland home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Oakland lenders that will compete to provide a loan at the lowest rate, matching you with nearly 12 Oakland mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.
How much of a Mortgage?
Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Oakland mortgage payment was $1,999 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Oakland home.
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Oakland Mortgage Lenders
Oakland is a major city in California with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as:
Elevation Invenstments and Education, Bank Of America Na Charlotte, Sun West Mortgage Co Inc, Metropolitan Bank.Holmgren And Associates.Oakland Municipal Employees Ret Sys.American Pacific Mortgage.Diablo Funding Group.Washington Mutual Bank Fa.Countrywide Home Loans Inc.
Oakland Mortgage & Real Estate Market
In 2006 Oakland housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Oakland was $487,300. This number is big in comparison to the median home value back in 2000 of $235,500. Oakland has a solid home ownership base with 161,419 houses and apartments and 42% of those are occupied by their owners. Despite the current market, historically Oakland has been a city where people move, buy and stay - with 58% of homeowners currently paying off a mortgage. About 19% of the city's current homeowners are carrying a second mortgage or home equity loan.
| American Financial Resources |
273 East Main St
Denville, NJ
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Phone: (800) 316-9508
Ask for: Hamman Shaun
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| Special Mortgage Programs |
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Call Shaun Hamman at (800) 316-9508 or Apply On-Line Today!!
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Oakland, CA Real Estate Market View
updated Saturday, May 17, 2008
| Housing |
Oakland, CA |
United States |
| Home Appreciation |
25.30% |
9.80%
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| Homes Owned |
39.20% |
64.07%
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| Median Home Cost |
$500,000 |
$217,200
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| Homes Rented |
56.63% |
21.45%
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Popular Cities and Towns
| Location |
Population |
Median Family Income (2005) |
| Anaheim |
328,014 |
$47,122 |
| Bakersfield |
247,057 |
$39,982 |
| Chula Vista |
173,556 |
$44,861 |
| Fremont |
203,413 |
$76,579 |
| Fresno |
427,652 |
$32,236 |
| Glendale |
194,973 |
$41,805 |
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Oakland Mortgage Statistics
| Category |
Value |
| Homes With No Mortgage |
23% |
| Second Mortgage Only |
11% |
| First Mortgage Only |
58% |
| 2nd Mortgage or Home Equity |
19% |
| Home Equity Loan Only |
8% |
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Additional Oakland Lenders
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Oakland Real Estate Agents
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Coldwell Banker
6137 La Salle Ave
Oakland, CA 94611-2870
(510)-339-4716
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J B Franklin Realty, Inc
300 Frank H Ogawa Plaza, Suite 330
Oakland, CA 94612
(510)-836-0808
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Formality Real Estate
312 15th Street
Oakland, CA 94612-3310
(510)-625-8899
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Keller Williams Realty
4341 Piedmont Ave
Oakland, CA 94611-4766
(925)-565-9200
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0.035%
0.011%
Common Sense