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Why Mortgage Lenders Plus?
Certified lenders compete for your loan and you compare and choose from multiple offers online! Trained consultants are available to assist you whenever you need them. Apply Today
Would you like to buy or refinance a home in Sacramento? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our Sacramento mortgage lenders strive to provide the best mortgage rates available in the Sacramento area. Back to California Mortgage
Search and Compare Mortgage Rates

The next step is hunting down the best mortgage for that Sacramento home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Sacramento lenders that will compete to provide a loan at the lowest rate, matching you with nearly 65 Sacramento mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Sacramento mortgage payment was $1,609 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Sacramento home.

Sacramento Mortgage Lenders

Sacramento is a major city in California with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Comunity Lending Inc, Primary Residential Mortgage Inc, Bank Of America Na Charlotte, Central Pacific Mortgage Co.Eagle Home Mortgage Inc.Ampro Mortgage Corporation.Elegen Home Lending.Wells Fargo Bank Na.GLOBAL MORTGAGE VLC, INC.Countrywide Home Loans Inc.

Sacramento Mortgage & Real Estate Market

In 2006 Sacramento housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Sacramento was $341,400. This number is big in comparison to the median home value back in 2000 of $128,800. Sacramento has a solid home ownership base with 182,045 houses and apartments and 49% of those are occupied by their owners. Despite the current market, historically Sacramento has been a city where people move, buy and stay - with 57% of homeowners currently paying off a mortgage. About 18% of the city's current homeowners are carrying a second mortgage or home equity loan.

Windsor Capital
6755 Mira Mesa Blvd, Suite #123-198
San Diego, CA
Phone: 866-889-6904
Ask for: Lindeblad Mike
Special Mortgage Programs
Call Mike Lindeblad toll-free at 1-866-889-6904 Today!!
Visit Website


Sacramento, CA Real Estate Market View
updated Friday, May 16, 2008

Housing Sacramento, CA United States
Homes Owned 47.52% 64.07%
Median Home Cost $338,000 $217,200
Home Appreciation 10.80% 9.80%
Homes Rented 46.65% 21.45%

1 Year Market Value Change
1yr | 5yr | 10yr
Popular Cities and Towns

Location Population Median Family Income (2005)
Anaheim 328,014 $47,122
Bakersfield 247,057 $39,982
Chula Vista 173,556 $44,861
Fremont 203,413 $76,579
Fresno 427,652 $32,236
Glendale 194,973 $41,805

Sacramento Mortgage Statistics

Category Value
2nd Mortgage or Home Equity 18%
First Mortgage Only 57%
Home Equity Loan Only 6%
Homes With No Mortgage 25%
Second Mortgage Only 12%

Sacramento Rates & Mortgage Calculator
updated Friday, May 16, 2008

Mortgage Type Today Last Week Change
30 yr fixed 6.03 6.24   0.035%
15 yr fixed 5.47 5.72   0.046%
5/1 ARM 5.34 5.43   0.017%
3/1 ARM 5.48 5.42   0.011%
Your dream of home ownership, refinancing, or using your homes equity might just be an
application away. Simply fill out our short form and get quotes from mortgage lenders near you!

Simple Payment Calculator
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Additional Sacramento Lenders
Comunity Lending Inc
320 N 10th St Ste 100b
Sacramento, CA 95814
(916)-565-1212
View this California lender
Primary Residential Mortgage Inc
3400 Cottage Way Ste E
Sacramento, CA 95825
(916)-275-0989
View this California lender
Bank Of America Na Charlotte
8880 Cal Center Dr # 270
Sacramento, CA 95826
(916)-861-9988
View this California lender
Central Pacific Mortgage Co
2386 Fair Oaks Blvd Ste117
Sacramento, CA 95825
(916)-489-1986
View this California lender
Eagle Home Mortgage Inc
777 Campus Commons Rd Ste 200
Sacramento, CA 95825
(916)-821-5626
View this California lender
Ampro Mortgage Corporation
1860 Howe Avenue, Ste 100
Sacramento, CA 95825
(916)-641-0690
View this California lender
Elegen Home Lending

Sacramento, CA
(800) 748-6418
View this California lender
Wells Fargo Bank Na
4420 Auburn Blvd,ste 110
Sacramento, CA 95841
(916)-480-4600
View this California lender
GLOBAL MORTGAGE VLC, INC
4300 Marconi Avenue
Sacramento, CA 95821
(916) 470-1580
View this California lender
Countrywide Home Loans Inc
2720 Gateway Oaks Dr #220
Sacramento, CA 95833
(916)-643-1550
View this California lender
Sacramento Real Estate Agents
Probate Mentor
1731 Howe Ave. #605
Sacramento, CA 95821
(916)-709-2277
LocateYourHome.Net
2901 K Street, Suite 120
Sacramento, CA 95816
(916)-803-3744
Union Star Real Estate
3325 Longview Dr
Sacramento, CA 95821-7103
(916)-973-0700
Coldwell Banker Elite
2071 Natomas Crossing Drive Suite 100
Sacramento, CA 95834
(916)-410-5098
 
California Mortgage Partners

Wholesale rates direct to consumers! Jumbo Specialists! Do it yourself-Click on "website" above or call (888)940-RATE for great wholesale rates! We are a full service lender. Contact us for all mortgages-Purchase/Refi/Cashout/Interest Only-We have it all!


Call Mike Lindeblad toll-free at 1-866-889-6904 Today!!

Mortgage Calculators


Fixed Rate vs. Interest Only
Mortgage Loan Payoff
Simple Mortgage Calculator
Mortgage Loan Comparison
Savings Goal Calculator

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Mortgage Tools & Help


Mortgage Identity Theft
Glossary of Mortgage Terms
Ask a Mortgage Lender
FREE Mortgage Quotes
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Predatory Mortgage Lending
Basic Mortgage Checklist
Moving Companies
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Common Sense
Mortgage and Finance

Peter G. Miller - Mortgage Lenders Plus.com
Peter Miller is the author of the Common Sense Mortgage and has been featured on such media outlets as Oprah, The Today Show and CNN. His columns now appear in leading real estate media including the Real Estate Professional and RealtyTimes.com.
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