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Your San Jose
Lender and Mortgage Resource
| Why Mortgage Lenders Plus? |
| Certified lenders compete for your loan and you compare and choose from multiple offers online! |
Trained consultants are available to assist you whenever you need them. Apply Today |
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Would you like to buy or refinance a home in San Jose? You're going to need a home loan, or mortgage, to do that. Mortgage rates differ throughout the country; our San Jose mortgage lenders strive to provide the best mortgage rates available in the San Jose area. Back to California Mortgage
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Search and Compare Mortgage Rates
The next step is hunting down the best mortgage for that San Jose home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple San Jose lenders that will compete to provide a loan at the lowest rate, matching you with nearly 16 San Jose mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.
How much of a Mortgage?
Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average San Jose mortgage payment was $2,409 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your San Jose home.
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San Jose Mortgage Lenders
San Jose is a major city in California with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as:
First Franklin Financial Corp, Allied Home Mortgage Capital Corporation, Winokur & Gage Real Estate & Mortgage, Countrywide Home Loans Inc.KP Mortgage Group.U.s. Financial Mortgage Corporation.Bank Of America Na Charlotte.Loancity- Com.Gmac Mortgage.Amerifund Financial Inc.
San Jose Mortgage & Real Estate Market
In 2006 San Jose housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in San Jose was $625,400. This number is big in comparison to the median home value back in 2000 of $394,000. San Jose has a solid home ownership base with 299,650 houses and apartments and 59% of those are occupied by their owners. Despite the current market, historically San Jose has been a city where people move, buy and stay - with 61% of homeowners currently paying off a mortgage. About 22% of the city's current homeowners are carrying a second mortgage or home equity loan.
| Direct Mortgage Source |
3517 Camino Del Rio South #410
San Diego, CA
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Phone: (888) 940-RATE ext.11
Ask for: LaRose Dave
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| Special Mortgage Programs |
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Wholesale rates direct to consumers! Jumbo Specialists! Do it yourself-Click on "website" above or call (888)940-RATE for great wholesale rates! We are a full service lender. Contact us for all mortgages-Purchase/Refi/Cashout/Interest Only-We have it all!
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San Jose, CA Real Estate Market View
updated Saturday, May 17, 2008
| Housing |
San Jose, CA |
United States |
| Homes Owned |
59.88% |
64.07%
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| Median Home Cost |
$645,000 |
$217,200
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| Home Appreciation |
17.30% |
9.80%
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| Homes Rented |
38.26% |
21.45%
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Popular Cities and Towns
| Location |
Population |
Median Family Income (2005) |
| Anaheim |
328,014 |
$47,122 |
| Bakersfield |
247,057 |
$39,982 |
| Chula Vista |
173,556 |
$44,861 |
| Fremont |
203,413 |
$76,579 |
| Fresno |
427,652 |
$32,236 |
| Glendale |
194,973 |
$41,805 |
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San Jose Mortgage Statistics
| Category |
Value |
| 2nd Mortgage or Home Equity |
22% |
| First Mortgage Only |
61% |
| Home Equity Loan Only |
10% |
| Homes With No Mortgage |
17% |
| Second Mortgage Only |
12% |
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Additional San Jose Lenders
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San Jose Real Estate Agents
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Richard Gonzalez @ Mi Home Realty
1101 S. Winchester BL Suite D-146
San Jose, CA 95128
(408)-244-3306
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The William Jefferies Company
4323 Moorpark Avenue
Suite A
San Jose, CA 95129
(408)-973-0234
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Patricia Gordon
510 E Empire St
San Jose, CA 95112-3310
(408)-295-5036
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AEL Properties
P. O. Box 8607
San Jose, CA 95155
(408)-289-8177
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0.035%
0.011%
Common Sense