The next step is hunting down the best mortgage for that Smyrna home for purchasing or refinancing. An excellent starting point is here: simply give us an idea of the type of loan you want. You will receive bids from multiple Smyrna lenders that will compete to provide a loan at the lowest rate, matching you with nearly 12 Smyrna mortgage lenders. Your mortgage may be for a new home, refinancing or perhaps a home equity loan - in any case, the best way to start is to see what everybody offers.

How much of a Mortgage?

Mortgage affordability is important to the bank, but crucial for you. As of 2005, the average Smyrna mortgage payment was $1,131 which will give you an idea of what you can expect even with historically low rates. Our mortgage calculator will help you plug in the critical components so that you can determine how large a home loan is reasonable for your Smyrna home.

Smyrna is a major city in Georgia with no shortage of reputable mortgage lending institutions. These include financial houses working with us such as: Community Home Loans llc, Griffin Unlimited llc, Sunshine Mortgage Corp, Central Mortgage Corporation, Safeway Mortgage Inc, Alliance Financing Mortgage Corporation, Cms Mortgage Group Inc, Mortgage Investors Corporation.Ameriquest Mortgage Company.Unity Mortgage Corp.

Smyrna Mortgage & Real Estate Market

In 2006 Smyrna housing sales were at an all time high; down recently but leveling off. As of 2005, the median home value in Smyrna was $129,700. This number is big in comparison to the median home value back in 2000 of $129,700. Smyrna has a solid home ownership base with 19,633 houses and apartments and 47% of those are occupied by their owners. Despite the current market, historically Smyrna has been a city where people move, buy and stay - with 63% of homeowners currently paying off a mortgage. About 17% of the city's current homeowners are carrying a second mortgage or home equity loan.

P & B Mortgage Associates
114 Stone Gateway Mableton, GA	Phone: 770-485-8487 Ask for: Emile Farge, Georgia Mortgage Broker
Special Mortgage Programs
You will love our Georgia-only company and our super-personal service. Make us prove what we say that "if you don't use P & B, we BOTH lose money!" Free pre-approval letter? Sure. Servicio en espanol. Call E.J. (Emilio) at 770 485-8487.
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Housing	Smyrna, GA	United States
Median Home Cost	$191,900	$217,200
Homes Rented	45.54%	21.45%
Home Appreciation	8.70%	9.80%
Homes Owned	48.04%	64.07%

Location	Population	Median Family Income (2005)
Albany	76,939	$28,639
Alpharetta	34,854	$71,207
Athens-Clarke County	100,266	$28,118
Atlanta	416,474	$34,770
Augusta-Richmond County	195,182	$32,972
Columbus	185,781	$34,853

Category	Value
First Mortgage Only	63%
2nd Mortgage or Home Equity	17%
Home Equity Loan Only	9%
Homes With No Mortgage	20%
Second Mortgage Only	8%

Mortgage Type	Today	Last Week	Change
30 yr fixed	6.03	6.24	0.035%
15 yr fixed	5.47	5.72	0.046%
5/1 ARM	5.34	5.43	0.017%
3/1 ARM	5.48	5.42	0.011%

Your dream of home ownership, refinancing, or using your homes equity might just be an
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